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Budget Update and Saving on a Shoestring

Kaley and I have decided to hold ourselves accountable this year!  We are both trying to pay off some debt, and we are both hoping to take a great trip for our 10 year anniversaries!  (Mine is this...

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Two New (To Me) Survey Companies

You all know I love to take surveys.  I have been the survey queen this year, which has really helped our savings account.  I usually only recommend companies that I have personally received payment...

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March Budget Update

I am just going to go ahead and say it.  This month was disastrous for our budget and trying to save. Just a small sampling of our road blocks this month: 1.  We had a $339 electric bill (our...

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April Budget Update: Big News!

My budget update is one day early this month.  If I spend any money tonight, I promise I will include it in my May Budget. I have some big news for you about our April Budget.  The big news is we...

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Free Budget Software/Site

Have any of you tried Mint.com yet?  It is a free service that is coming highly recommended to me.  I am hoping to sign up this summer and keep better records of where our money is going.  If you have...

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May 2010 Budget Review

May Budget Numbers: I spent a whopping $317.91 at the grocery stores and drug stores this month. Ouch! I will receive $82.99 in rebates from various sources, which will go straight into savings. With...

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June Budget Update

I guess this month is an example of do as I say, not as I do.  I do try to be honest with you each month with our budget, so here it goes. I am not sure you want all the grizzly details, but you know...

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July Budget Update: Paying off June!

I wish I could say that we put a ton of money into savings this month, but the honest truth is we mostly paid for the vacation that we already took. I have mixed feelings to say that it should be paid...

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August Budget Wrap-Up

I had a little fun with my Facebook friends this weekend.  I asked them to guess how much I spent at the stores this month.  The guesses were funny.  At first they were too low, and then they swung...

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Budget Update for September

I have good news and bad news. The bad news is that we used our credit card too much this month. We bought a couple of big ticket items that should have been spread over 2-3 months.   We can pay it...

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Two Personal Finance Tools

I don’t claim to be a personal finance teacher, only a teacher.  Here are a couple of tools I have found that might help you get your budget into shape before Christmas. Daily Worth sends daily tips...

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October Budget Update: Vacation Paid Off!

I am celebrating our budget update this month because we paid the last payment on our 10 year anniversary trip!  We also hit a milestone on paying off our other debt! I am getting excited about having...

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November Budget Update: (Almost) On Budget and Money Leftover…

All I can say is Yay!  I paid off all the bills this for month and had money leftover!! (A lot of that is thanks to you all printing coupons and visiting this site, so THANK YOU!)  What is great about...

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11 Goals for 2011

11 in 2011   These are the short version of my personal, professional, and physical goals for 2011. Sometimes articulating your goals can help you achieve them. Read the bible more often. Give more at...

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Free Money Management Website

Looking to keep better track of your finances this year? Mint.com is a free website that helps you track your spending and budget! Any Mint.com users out there? The post Free Money Management Website...

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January Budget Update

Where did January go? Oh yes, it was spent having snow days, Taming the Stockpile, organizing, and playing nurse.  You would think with all that, I wouldn’t have had time to shop too much.  You would...

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February Budget Update

Well, February flew by.  And with it came the doctor bills.  And the signs of a tax bill (yes, when you have two incomes and no children, you have a tax bill).  And some other unexpected expenses. Our...

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March Budget Review

March treated our budget well.  It is a good thing, because we are still chipping away at our debt.  Each month it gets smaller and smaller.  It is feeling great! On the budget front, we are starting...

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April Budget Update

This budget update is not really the same as normal. Most of you know that I am moving in a few short days.  So we spent the month of April eating from the pantry, eating out, and skipping dinner...

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May Budget Update

Ouch!  That is all I have to say about moving, the end of the school year, and my grocery budget. Here is to hoping that the summer brings lots of savings! Keep in mind that I didn’t hardly shop in...

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June Budget Update: Spend, Spend, Spend

You all know I try to be honest with you.  Especially when it comes to the budget update.  For almost a year, we bought very few things.  We saved.  We scraped.  We paid off debts. In May, we bought...

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July Budget Update: Summer is expensive.

Summer is expensive.  That is my story and I am sticking to it.  (It probably didn’t help that we went on vacation, and I went to a blogging conference this month…!) We will have to take the next...

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August Budget Update: (A Little Late!)

So, I am not telling you who had receipts all over her house…. But that someone finally had time to enter them into her spreadsheet today.  ;) I usually try to update you on my budget on the 1st, but...

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September Budget Update

  I have not shopped much this month.  Plus, much of my shopping was done without coupons!  (Yikes!) We are making good progress on paying for some of the things we needed to pay for like our shed.  I...

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Current Midwest Drought = Higher Prices Coming

It is being predicted that with the current drought in the Midwest that grocery prices could go up 3-4% next year.  If the drought continues, that could increase even more.  As usual, I am concerned...

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